Personal Checking
Options that fit your personal banking style
However you like to bank, Mechanics Cooperative has the perfect solution.

Free Choice Checking
Absolutely no monthly fees!

eChoice Checking
Free Internet Banking & Bill Pay

Unlimited Choice
Earn interest on your balances

Premier Checking
Get free Overdraft
Protection

Top Choice Checking
Free Internet Banking & Bill Pay

18/65 Checking
No minimum-balance requirement

BankOn Checking
Check-less checking & no overdraft fees

However you like to bank, Mechanics Cooperative Bank has the perfect solution.
“Sweeps” Overdraft Protection is available for all checking accounts! A “sweep” allows you to use an existing savings account (with available funds) to cover overdrafts from your checking account. Additional fee information can be found in our Account Agreement and Schedule of Rates and Fees. Please ask any Mechanics Cooperative Bank representative for details!