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Finance your business’s growth with Mechanics Cooperative

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Commercial Mortgages

Competitive fixed or variable rates available

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Term Loans

For equipment purchases or long term financing needs
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Letters/Lines of Credit

Designed to help cover cycles in your business
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SBA Lending

Express, Patriot Express and 504 loan programs

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Overdraft Protection Line of Credit

Up to $10,000 for qualified applicants

However you like to bank, Mechanics Cooperative Bank has the perfect solution.

Apply online
Download an application
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“Sweeps” Overdraft Protection is available for all checking accounts! A “sweep” allows you to use an existing savings account (with available funds) to cover overdrafts from your checking account. Please ask any Mechanics Cooperative Bank representative for details! Additional information can be found in our account agreement and fee schedule.

To comply with new federal regulations, the Bank will be collecting additional information from our business customers that will include ownership and control person identification. This information will be used to help the government fight financial crime and the rule requires U.S. financial institutions to obtain, verify, and record information about the beneficial owners of legal entity customers. Legal entities can be abused to disguise involvement in terrorist financing, money laundering, tax evasion, corruption, fraud, and other financial crimes.

Requiring the disclosure of key individuals who own or control a legal entity helps law enforcement investigate and prosecute these crimes. We ask that you please have this information ready when you come in to open your account. We appreciate your business and thank you for your cooperation. Please contact us directly with any questions.