FDIC FDIC Insured – Backed by the full faith and credit of the US Government
mechanics home link
Personal Login
Business Login
FDIC FDIC Insured – Backed by the full faith and credit of the US Government
mechanics home link
Personal Login
Business Login

Business Banking & Lending

Stronger Businesses Begin with Stronger Banking

Local Expertise. Tailored Solutions. Long-Term Growth.

two happy small business owners

At Mechanics Cooperative Bank, we know that thriving businesses are built on strong financial partnerships. From customized business banking to flexible commercial and SBA lending, we deliver solutions designed to help local businesses grow with confidence.

Partner with a team that understands your market and is committed to supporting your success at every stage.

Business Banking Built Around Your Needs

Our goal is simple: make your business banking relationship easier, more efficient, and more impactful. With a full suite of deposit solutions, we help you manage cash flow, maximize your funds, and keep operations moving smoothly.

Business Checking Options
Choose from a range of checking accounts designed for businesses of all sizes. Get the tools, technology, and personal support you need to make everyday banking seamless.

Choice Business Savings
Gain flexibility and control with savings options that work the way your business does, with liquid savings products to keep your deposits accessible when opportunities arise. We proudly offer long-term, fixed-rate options to support strategic planning and future growth.

Business Lending That Moves You Forward

Whether you’re expanding your footprint, upgrading equipment, or managing working capital, our lending specialists are here to help you choose the right financing.

Flexible Lending Options Include:

  • SBA Lending – Government-backed financing for expansion, startups, and strategic investments.
  • Commercial Mortgages – Competitive solutions for purchasing or refinancing commercial real estate.
  • Term Loans – Fixed-rate financing for equipment, vehicles, improvements, and more.
  • Lines & Letters of Credit – Strengthen cash flow and support your operations with flexible credit access.
  • Overdraft Protection Line of Credit – Added security to help your business maintain stability.

Let’s Build What’s Next—Together

Stronger banking means stronger businesses. Connect with our local team today to explore the right solutions for your goals and accelerate your growth with a banking partner dedicated to your success.

Relationship Development Officer:

Commercial Team Lead:

Loan Officers: