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Personal Checking
Manage your money with ease and confidence. Mechanics Cooperative Bank offers convenient, reliable personal checking solutions to fit your everyday banking needs.
Options that fit your personal banking style
However you like to bank, Mechanics Cooperative Bank has the perfect solution.
Free Choice Checking
A simple, everyday account with no monthly fees
eChoice Checking
Built for life, on the go!
Unlimited Choice
Earn interest on your balance while enjoying all the
benefits of modern checking.
Premier Checking
A premier checking account designed for those looking to
get the most of their banking relationship!
Top Choice Checking
Act’s like a money market, works like a checking!
18/65 Checking
Tailored for customers aged 18, or 65+, this account has no minimum balance, and no monthly service fees!
BankOn Choice Checking
A check-less account with no overdraft fees – ideal for safe, straightforward money management.
However you like to bank, Mechanics Cooperative Bank has the perfect solution.
“Sweeps” Overdraft Protection is available for all checking accounts! A “sweep” allows you to use an existing savings account (with available funds) to cover overdrafts from your checking account. Additional fee information can be found in our Account Agreement and Schedule of Rates and Fees. Please ask any Mechanics Cooperative Bank representative for details!