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Bank On Choice Checking

woman using her phone to check her balances

We believe that everyone should have access to safe and affordable banking.

Our nationally certified, BankOn Choice Checking is a simple and easy to use checkless, checking account with no overdraft fees, no minimum balance requirements, and no monthly maintenance fee!

No overdraft or consecutive overdraft fees

No monthly maintenance fee

Free Internet & Mobile Banking with Mobile Deposit, Bill Pay, and eStatements!

Free access to Mechanics Cooperative Bank ATM’s

Free Debit Card

Unlimited Deposits/Transactions

– Please note this account does not have check writing capabilities.