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FDIC FDIC Insured – Backed by the full faith and credit of the US Government
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3 Benefits of Private Mortgage Insurance

Home ownership is a goal that many people look forward to reaching; however, purchasing a home is expensive. Even with financing from a financial institution, you must be able to provide a sizable down payment to be approved for a mortgage. Many lenders require a 20%...

4 Steps to Prepare Yourself for the Home Buying Process

It is everyone’s dream to own a home in their lifetime; in fact, buying a home is a significant achievement for many. For a first time home buyer, the process is exciting yet can also be overwhelming and stressful without the proper education and guidance. Below are 4...

3 Mortgage Rate Watch Tips for First Time Home Buyers

First time home buyers face a variety of items to research to be properly educated on the mortgage process. A key component of this is mortgage rate watch. It’s vital for any home buyer to attain a working knowledge of mortgage rates and how they can relate to a...

Homebuyer Education: Frequently Asked Questions

Homebuyer education is extremely important for first time homebuyers, as purchasing a home is an exciting yet complicated process. If you are a first time homebuyer, you most likely have questions about the home buying process and obtaining a mortgage. Below are some...

Sample Gift Letter for a Mortgage Down Payment

If you are planning to purchase a home in the near future and need money from a family member to help cover the down payment, you may need to write a gift letter. Money gifts for mortgage down payments are very common; however, having a letter that documents the gift...