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What Are My Mortgage Options If I Need a Low Down Payment?

Buying a home is a great long-term investment. However, qualifying for a mortgage will require a borrower to put forth a 20% down payment towards the purchase of the home. For many prospective buyers, this can be unaffordable. Fortunately, there are several ways that...

Most Important First Time Home Buyer Education

Buying your first home can be a confusing process and seem overwhelming if you don’t know where to start. But don’t worry! First time home buyer education is key in understanding real estate jargon, mortgages, and things like closing costs. There are plenty of steps...

Mortgage Gift Letter Template for First Time Home Buyers

If you are buying a home, it may be helpful for you to know that mortgage lenders allow financial gifts to be used towards a mortgage down payment. Gifts can be a valuable tool for people trying to finance their first home, and knowing how to correctly apply a...

How Bi-Weekly Mortgages Benefit Homebuyers

Just because a mortgage is typically paid once per month, doesn’t mean you have to stick to the traditional one payment per month mortgage model. A sometimes overlooked way of making mortgage payment is the bi-weekly payment option.If you’ve never heard of bi-weekly...

Is A Local Mortgage Lender Right for You?

Whether you’re a first time buyer or a veteran, buying a home is a milestone. Many people fail to research different mortgage lenders, despite the fact that they will be paying their mortgage for the next 15-30 years. If you’re looking for a lender, it’s best to...