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Mortgage Gift Letter Template for First Time Home Buyers

If you are buying a home, it may be helpful for you to know that mortgage lenders allow financial gifts to be used towards a mortgage down payment. Gifts can be a valuable tool for people trying to finance their first home, and knowing how to correctly apply a...

How Bi-Weekly Mortgages Benefit Homebuyers

Just because a mortgage is typically paid once per month, doesn’t mean you have to stick to the traditional one payment per month mortgage model. A sometimes overlooked way of making mortgage payment is the bi-weekly payment option.If you’ve never heard of bi-weekly...

Is A Local Mortgage Lender Right for You?

Whether you’re a first time buyer or a veteran, buying a home is a milestone. Many people fail to research different mortgage lenders, despite the fact that they will be paying their mortgage for the next 15-30 years. If you’re looking for a lender, it’s best to...

What is PMI & What You Should Know

Although the decision to own your home is exciting, it is definitely a process to get the best end result for you. Homeownership is an important and expensive investment that requires most people to save for a number of years. For most people, the journey to home...

Important First Time Home Buyer Financial Tips

Buying a home for the first time is exciting and scary all at once, like one of those amusement park rides that turns everyone upside down, makes their hair stand on end, and empties the spare change from their pockets.However, with a bit of planning and some helpful...